Baby Jesus lowered my credit score
I subscribe to one of those credit score monitoring services, and apparently Christmas has not been good to my FICO score. I didn't go overboard or max out any cards, but just my one day shopping spree seems to have lowered my score by 5 points. So if you're shopping for a car loan, mortgage or car insurance this January, make sure you pay off all that Christmas cheer!
December 27th, 2007 at 11:15 pm
What service do you use? I’ve looked into those before and they always seem way too expensive, any recommendations?
December 29th, 2007 at 8:36 pm
Same question as Joe. But we already have cars, a mortgage, and insurance, so I don’t think there’s really anything else we can fuck up. Except identity theft. That’s good to keep an eye on I suppose.
December 29th, 2007 at 9:19 pm
I use myfico.com because it’s the official scores from Fair Issacs. Apparently some “scores” are not the official FICO scores. It’s $9 a month, which isn’t bad. Try this discount code: MW01
If you’re done applying for stuff, I’d put a freeze on my accounts. That’s the best way to avoid fraudulent accounts getting opened, I think.