A Cry for Help

I subscribe to one of those credit score monitoring services, and apparently Christmas has not been good to my FICO score. I didn’t go overboard or max out any cards, but just my one day shopping spree seems to have lowered my score by 5 points. So if you’re shopping for a car loan, mortgage [...]

I’ve been planning on getting a new iPod when they came out, and as Rob reminds us, that will happen next week. I bought a new iPod nano last month as a bridge from my old brick to whatever new hot thing Steve Jobs has planned for us.
The question now is, should I put my [...]

While lamenting my rapidly dwindling bank account (it is summer, after all), I checked in with my famous financial spreadsheet and found something interesting. In 2007, I’ve spent $196.00 on gas for my car. Meanwhile, I’ve spent $232.53 this year at Dunkin Donuts (!). Now you may think I have a problem, to which I’d [...]

I have Apple stock, so I urge you and all your friends to go get in line now to buy an iPhone.
That said, there’s just no way I can justify getting one. I have T-Mobile, so there wasn’t much chance I’d switch to AT&T anyway, but I was thinking about it. Then I did some [...]

I’ve mentioned my unwieldy financial spreedsheet before, right? Well, it just told me that I’ve spent over $50 this month at Dunkin Donuts. Whatever, that’s kind of a lot, but I accept it. And as I contemplate yet another after-work latte, I see that DD has gotten $20 from me this week alone. So now [...]

Like a lot fresh-out-of-college kids these days, I left school looking at a distressingly deep debt hole and, despite an impressive sounding degree, few prospects for good work. After facing the obvious realization that having thousands of dollars in credit card debt isn’t any way to live, I got budgeting religion. And if you’ve ever [...]